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Cost and payment questions from Colorado Springs families

8 questions, each answered in its first sentence.

Quick answer

The best published benchmark is CareScout's 2025 Colorado median of $79,005 a year, about $6,584 a month; CareScout's state tables do not give a Colorado Springs figure.

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What is the average cost of assisted living in Colorado Springs?

The best published benchmark is CareScout's 2025 Colorado median of $79,005 a year, about $6,584 a month; CareScout's state tables do not give a Colorado Springs figure.

Small homes often price below the median, and large campuses with memory care above it.

Does Medicare pay for assisted living in Colorado?

No. Medicare pays for medical care, home health visits, therapy and hospice that a resident receives, but not rent, meals or personal care in assisted living.

Health First Colorado's EBD waiver pays the care portion in certified ACFs.

What is the Medicaid income limit for long-term care in Colorado in 2026?

$2,982 a month, which is 300% of the $994 SSI federal benefit rate, with a $2,000 resource limit for a single applicant.

People with higher income can still qualify by using a Miller trust (income trust).

How much can a spouse keep when one spouse goes into a Colorado nursing home?

Up to $162,660 in countable resources in 2026, plus an income allowance that brings the at-home spouse to between $2,643.75 and $4,066.50 a month.

The home is usually exempt while the spouse lives there.

What does home care cost per hour in Colorado Springs?

CareScout's 2025 Colorado median is $42 an hour for non-medical home care, among the ten highest state medians in the country.

Agencies often require minimum visits of two to four hours.

Is there help for low-income seniors who are not on Medicaid?

Colorado's Old Age Pension helps residents 60 and older with very low income (a $1,032 individual standard in 2026), and Medicare Savings Programs help with Medicare premiums.

The county department of human services screens for both.

Do Colorado Springs assisted living residences charge entrance fees?

Most rental assisted living residences charge a one-time community or move-in fee rather than a large entrance fee; large entrance fees belong to continuing care retirement communities that sell a contract covering several levels of care.

Ask whether the move-in fee is refundable if the resident leaves or dies in the first months, and get the answer in the resident agreement.

How often do assisted living rates go up in Colorado Springs?

Usually once a year for the base rate, plus whenever a reassessment moves the resident to a higher care level; the resident agreement should state how much notice comes before an increase.

Budget for both kinds of increase. A resident whose needs grow can see the monthly bill rise faster than inflation even when the base rate is steady.

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